Search, Pay or Resolve a Cabarrus County Tax Bill
Find a current or historical bill, choose the right search field, compare myCabCo fees, use the correct mailing address and understand exactly when a problem belongs to Collections, Assessment, Revaluation or Land Records.
The 2026–27 bills are already available. September 1 is the due date, while January 5, 2027 is the final no-interest payment date for the normal annual cycle.
When Is Your
Next Tax Deadline?
Select your state — see your exact deadline, live countdown, and whether you’re on time or already accruing penalties.
65 Church Street S.
Property Tax Penalty & Interest Calculator
State-specific penalty rates • Interest accrual • Tax lien deadline • Cost-of-waiting breakdown
| Original Tax Amount | $0.00 |
| Initial Penalty— | $0.00 |
| Monthly Interest— | $0.00 |
| Fixed Fees— | $0.00 |
| Total Due | $0.00 |
Daily Accrual Rate
Interest and penalties are adding this much to your balance every single day
Tax Lien Warning
| If You Pay On | Days Late | Penalty | Interest | Total Owed | Extra Cost |
|---|
PO Box 707.
Mon–Fri, 8 a.m.–5 p.m.
$0.576 per $100 value.
What is different about the current Cabarrus County tax bill?
The current municipal and County real-estate and personal-property bills are based on the property record as of January 1, 2026 and tax rates adopted in June.
The annual bill is issued to the owner shown in County tax records as of January 1, 2026.
A recent sale can therefore create an old-owner/new-owner mailing question without eliminating the tax.
myCabCo supports paperless billing, property saving, account alerts and access to receipts.
Do not depend on an email reminder alone near a deadline; the Tax Bill Search is available independently.
What are you trying to find?
Start with Tax Bill Search. It shows current and historical bills and lets you review paid or unpaid bill detail.
Use Real Estate Search, Appraisal Card Lookup, CLaRIS or other assessment/land-record tools.
Use the current bill/myCabCo payment route, especially once interest or a partial payment may have changed the balance.
How to search Cabarrus County tax bills and tax history
The public tax system contains both current-year and historical real-estate tax data. Personal and business personal-property bills can also be researched through the County’s tax-bill inquiry.
| What you know | Best search | Useful for | Check before relying on result |
|---|---|---|---|
| Current bill number | Bill # + tax year | Specific current or prior bill. | Owner, property and balance. |
| Historical real estate | Township / Map / Parcel | Prior years and possible older-owner delinquency. | County specifically recommends this method for historical accuracy. |
| Owner name | Last name / first name | Finding likely parcel or account. | Same-name owners and multiple properties. |
| Personal/business account | Exact bill name or account # | Paid, current or delinquent personal-property bill. | Search name should match the bill when possible. |
| Property address | Real Estate Search | Finding parcel, owner and assessment information. | A property record is not a current tax payoff. |
Historical-tax warning for buyers and current owners
Cabarrus specifically notes that historical searches can reveal delinquent taxes associated with previous owners. That matters because unpaid real-estate taxes can affect the property.
Cannot find the property in myCabCo? Use these exact search rules
| Identifier | Format | When to use it |
|---|---|---|
| Real-estate parcel | 14 digits | Strong search key for a specific real-estate account. |
| Personal-property account | 3–12 characters | Personal or business personal-property account. |
| Bill number | 6 digits + bill year | Exact bill when the notice is available. |
| Owner/business name | Search the name the property/account is registered under | When the account number is unavailable. |
| Property address | Simplify street name | When searching without parcel data. |
Address search that returns no result
Tax bill search vs Real Estate Search vs CLaRIS
A search for “Cabarrus County tax records” can mean three different things. Use the database that answers the actual question.
| Question | Best system | What it provides |
|---|---|---|
| What tax bill is owed or paid? | Tax Bill Search | Current/historical tax bill, original levy, balance and bill details. |
| Who owns the parcel and what is it assessed at? | Real Estate Search | Owner, address, parcel, land/building values and property data. |
| What does the appraisal card show? | Appraisal Card Lookup | Appraisal-side property record information. |
| What are the mapped parcel/ownership records? | CLaRIS / Land Records | Mapping, ownership history and tax-mapping information. |
How to pay through myCabCo without selecting the wrong bill
Cabarrus County online tax-payment fees
| Fee | Current amount | How it applies | Useful tip |
|---|---|---|---|
| Transaction fee | $2 | Per submitted myCabCo transaction. | Put multiple bills in the same cart to avoid separate $2 transaction fees. |
| Card processing | 1.85% | Credit/debit-card transaction. | Percentage cost can become significant on a large bill. |
| ACH / eCheck | $1.25 | Bank-account transaction. | Often cheaper than card on a larger tax balance. |
Cabarrus County Tax Collector phone, address and hours
First Floor
65 Church Street S
Concord, NC 28025
Phone: 704-920-2119
Fax: 704-920-2815
Email: taxinfo@cabarruscounty.us
Monday–Friday
8:00 a.m.–5:00 p.m.
Closed weekends and County holidays.
Check the County site when visiting immediately before or after a holiday.
Do not send a tax payment to the office street address
PO Box 707
Concord, NC 28026-0707
Make the check payable to Cabarrus County Tax Collector.
Use the payment coupon and provided envelope when they are available.
- Indoor lobby box next to the Tax Collections entrance.
- Exterior after-hours box next to the parking-garage entrance off Means Avenue.
Returned-check consequences
Cabarrus cites a 10% penalty for certain unpaid returned checks involving insufficient funds or a nonexistent account, plus a processing fee limited by state law to $25.
How the myCabCo retail cash-payment option works
Cabarrus County offers a barcode-based retail cash route for eligible current or overdue property-tax payments.
Payment plans, partial payments and prepayments
Contact Collections after receiving the annual bill to request a payment arrangement.
The taxpayer is responsible for asking for the plan.
Cabarrus accepts partial payments before the account becomes delinquent.
The remaining balance must still be paid before the delinquency deadline.
Cabarrus also accepts prepayments before annual bills are issued.
Confirm how the prepayment will be credited if the property’s account details are changing.
Cabarrus County tax rate and why the final bill can be higher
The County tax rate for FY 2026–27 is $0.576 per $100 of taxable value. Depending on location, municipal and fire-district rates can also be added.
| Jurisdiction | Rate | How it affects the bill |
|---|---|---|
| Cabarrus County | $0.576 | County-wide component. |
| City of Concord | $0.42 | Added where applicable within Concord. |
| City of Kannapolis | $0.5595 | Added for applicable Kannapolis property. |
| Town of Harrisburg | $0.41 | Added for applicable Harrisburg property. |
| Town of Mt. Pleasant | $0.405 | Added where the Mt. Pleasant levy applies. |
| Town of Midland | $0.21 | Added for applicable Midland property. |
Escrow, recently purchased property and mailing-address problems
Check escrow before paying twice
Cabarrus provides a mortgage-escrow verification route using the property’s TMP (Township Map Parcel) identifier, also referenced as the Property Real ID in County mapping tools.
Changing your address in myCabCo is not enough
Cabarrus says tax bills, listing forms and other assessment information are mailed to the address in the Tax Assessment record.
Cabarrus Tax Collections vs Assessment vs Revaluation vs Land Records
| Problem | Start with | Contact / role |
|---|---|---|
| Balance, payment, receipt, interest, payment plan, delinquency | Tax Collections | 704-920-2119 |
| Real-estate market value / appeal | Tax Revaluation | 704-920-2126 |
| Individual personal property | Tax Assessment | 704-920-2166, option 2 |
| Business personal property | Tax Assessment | 704-920-2176 |
| Parcel mapping, ownership transfer, tax mailing record, tax-relief filing | Land Records | 704-920-2405 |
Real-estate appeal timing
The County’s current real-estate valuation reflects the January 1, 2024 revaluation effective date. The normal annual appeal period begins early in the year and closes when the Board of Equalization and Review adjourns.
Personal-property appeals
Cabarrus states that an appeal involving value, situs or taxability generally must be filed within 30 days of the first notice of value.
Normal NCDMV vehicle tax and Cabarrus GAP tax are different bills
North Carolina’s Tag & Tax Together program normally combines annual registered-vehicle property tax with the NCDMV registration renewal.
That normal renewal tax is not paid at the Cabarrus County property-tax counter.
If there was a gap between registration expiration and renewal, Cabarrus can issue a separate GAP property-tax bill for the missed months.
Cabarrus County—not NCDMV—collects that GAP bill.
Cabarrus County property-tax relief: 2026 programs and limits
North Carolina Form AV-9 covers three different property-tax relief programs. The form must be filed with the county tax assessor where the property is located, not with NCDOR.
| Program | 2026 benefit / income level | Important eligibility points |
|---|---|---|
| Elderly or Disabled Exclusion | Greater of first $25,000 or 50% of permanent-residence appraised value excluded. 2026 income limit: $38,800. | Generally age 65+ or totally/permanently disabled, plus residence and income requirements. |
| Disabled Veteran Exclusion | Up to first $45,000 of permanent-residence appraised value excluded. | Qualifying total/permanent service-connected disability or qualifying surviving-spouse route. No age or income limit. |
| Circuit Breaker Tax Deferment | Taxes limited to 4% of income up to $38,800; 5% when income exceeds $38,800 but does not exceed $58,200. | Age/disability plus ownership/residency requirements. Deferred tax remains a lien. |
One owner can receive benefit from only one AV-9 program
The form allows an applicant to ask the assessor to consider more than one program when the best option is unclear, but the owner ultimately receives benefit from only one program.
Multiple-owner rules
Documents to prepare for AV-9
- AV-9A Certification of Disability when required.
- First two pages and Schedule 1 of the prior-year federal income-tax return when a federal return is filed.
- When no federal return is filed, documentation such as W-2, SSA-1099, 1099-R, 1099-INT, 1099-DIV or financial-institution statements.
- Total income information for both spouses when applicable.
- Form NCDVA-9 certification.
- NCDVA-9 must first be completed by an appropriate Veterans Service Officer.
- Then file the completed veteran certification with the county assessor.
- Surviving-spouse eligibility has additional remarriage/service-related conditions.
Circuit Breaker repayment risk
Circuit Breaker does not permanently erase the deferred portion. Deferred tax remains a lien. The AV-9 says the last three years of deferred tax before a disqualifying event can become due with interest.
What happens after January 5 if the Cabarrus tax bill remains unpaid?
Collection remedies can escalate
Cabarrus says delinquent accounts can face collection action and tax foreclosure. Its Tax Collection program also uses tools such as bank attachments, garnishments, state debt set-off and other lawful collection remedies where applicable.
Tax foreclosure is a later-stage remedy
Cabarrus states that foreclosure is used after other collection efforts have been exhausted. If your property is already in foreclosure, rely on the current case and County instructions, not a generic late-tax timeline.
Fast fixes for common Cabarrus County tax problems
Final Cabarrus County tax-payment checklist
Use these Cabarrus County links when you are ready to act
The article above explains what each system is for. Open only the official resource needed for the live bill, payment, record, appeal or application.
Cabarrus County Tax Collector FAQs
What is the Cabarrus County Tax Collector phone number?
Cabarrus County Tax Collections can be reached at 704-920-2119. The office also publishes taxinfo@cabarruscounty.us for tax-bill, payment, payment-plan and delinquency questions.
Where is the Cabarrus County Tax Collector office?
Tax Collections is on the first floor of the Cabarrus County Government Center at 65 Church Street S, Concord, NC 28025. Published hours are Monday through Friday, 8 a.m.–5 p.m., excluding holidays.
What is the Cabarrus County Tax Collector mailing address?
Mail property-tax payments to Cabarrus County Tax Collector, PO Box 707, Concord, NC 28026-0707. Make checks payable to Cabarrus County Tax Collector and use the payment coupon when available.
When are 2026 Cabarrus County property taxes due?
The 2026–27 real-estate and personal-property bills are due September 1, 2026. Cabarrus gives taxpayers through January 5, 2027 before unpaid balances become delinquent and begin accruing interest.
How do I search Cabarrus County tax records?
Use the official Tax Bill Search for bills and payment history. For historical real-estate research, the County recommends Township/Map/Parcel because it is more reliable than PIN, owner name or account number. Use Real Estate Search or CLaRIS when you need property, value or mapping information rather than a payable tax bill.
What fees apply to Cabarrus County online tax payments?
The current myCabCo schedule lists a $2 transaction fee plus either a 1.85% credit/debit-card processing fee or a $1.25 ACH electronic-check fee. Multiple bills can be added to one shopping cart so only one $2 transaction fee applies to that transaction.
Can I make partial payments on a Cabarrus County tax bill?
Yes. Cabarrus accepts full or partial payments and prepayments before delinquency. Collections also offers payment arrangements, but the remaining bill must still be fully paid by the delinquency deadline.
What happens when Cabarrus County property taxes become delinquent?
After January 5, Cabarrus charges 2% interest for January and three-quarters of 1% for each month thereafter. Delinquent accounts can also face collection action and eventually tax foreclosure.
Should I contact Tax Collections or the Assessor?
Use Tax Collections for balances, payments, receipts, interest, payment plans and delinquency. Use Tax Revaluation or Assessment for property value, taxability, situs, property characteristics and appeals. Real-estate value questions can be directed to 704-920-2126.
What property-tax relief is available in Cabarrus County in 2026?
North Carolina’s 2026 AV-9 covers the Elderly or Disabled Exclusion, Disabled Veteran Exclusion and Circuit Breaker Tax Deferment. The normal filing deadline is June 1. For 2026, the elderly/disabled income limit is $38,800, the disabled-veteran exclusion is up to $45,000 of permanent-residence value, and Circuit Breaker income bands are $38,800 and $58,200. Additional ownership, residence, age, disability and documentation requirements apply.